This week, not someday

Get Covered

Call, ask for options, or apply online. Same carriers, same licensed agents, no added cost — and the waiting period, if any, shown before you sign.

Illustrative photo.

However you like to do things

Three Ways To Get Covered

Talk To A Person

A licensed agent, ten minutes, no pressure. We check whether you can get a policy with a few health questions and no waiting period before offering one with a waiting period. Business hours, Eastern time.

Call 561-816-3446

Ask For Options By Text Or Email

Tell us your age, state and the amount you have in mind. A licensed agent sends the options — including the price difference between answering a few health questions and answering none.

Ask For My Options

Apply On My Own, Online

Open our carrier tool, answer a few screens, get a decision. The waiting period, if any, is shown before you sign.

You will leave this site for a carrier tool. Rates shown there are estimates until the carrier confirms. Agent of record: Phamella Bauer (NPN 22053821), NovaVida Group.

Final Expense Whole Life · Fidelity LifeA few health questions · no exam · full benefit from day one if approved · usually the better price. Start here.

Apply — Final Expense

Guaranteed Acceptance Whole Life · Fidelity LifeAges 50–85 · up to $25,000 · no health questions · three-year graded benefit for natural death; accidents pay in full · not NY/WY

Apply — Guaranteed Acceptance

Mutual of Omaha, Gerber Life, Corebridge and the other carriers we represent are quoted by an agent — call 561-816-3446.

One minute

Ask For My Options

First name

Last name

Mobile phone

ZIP code

Age of the person to be insured

Amount in mind

Could they answer a few health questions?

Who is this for?

Best time to call

Preferred language

Anything we should know (optional)

By checking this box and clicking "Ask For My Options," I electronically sign and give my prior express written consent for Vitality Health Advisors LLC (dba NovaVida Group) and its licensed insurance agents to contact me at the phone number and email I provided about final expense life insurance, guaranteed acceptance life insurance and related products — including by live calls, text messages and emails, and including calls or texts placed with an automatic telephone dialing system, artificial or prerecorded voice, or AI-generated voice — even if my number is on a federal, state or company Do Not Call list. I understand that my consent is not a condition of purchasing any goods or services and that I can get help without it by calling 561-816-3446; that message and data rates may apply; that I may receive up to 6 messages per month; and that I can revoke consent at any time by replying STOP (or HELP for help), by emailing Compliance@NovavidaGroup.com, or by calling 561-816-3446. My information will be provided to a licensed insurance agent for future contact; it will not be sold or shared with any other company. Calls may be recorded. I agree to the Privacy Policy and Terms.

We never ask for a Social Security number, bank details or medical records on this form.

Get Covered

Three Ways To Get Covered

Talk To A Person

Ask For Options By Text Or Email

Apply On My Own, Online

Ask For My Options

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